What You'll Learn
Personal Finance
Everything you need to build a real financial foundation — from budgeting and debt to credit, savings, and investing. No jargon. No prerequisites. Just practical knowledge and tools that work in real life.
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Personal Finance Series — At a Glance
People Educated In-person and Online
Core Modules
Calculator Suite Included
About This Series
Series Description
Most people were never taught how money actually works. Not in school, not at home — and the gap shows up everywhere. In debt that never seems to shrink. In savings that never seem to grow. In a constant feeling that you're behind and not sure how to catch up.
The Financial Blueprint is your starting point. It's the complete foundation. And it comes with The Money Order — an 8-in-1 Excel calculator suite Allen built himself — so you don't just learn the concepts. You apply them immediately, to your own numbers, from day one.
The Financial Blueprint is your starting point. It's the complete foundation. And it comes with The Money Order — an 8-in-1 Excel calculator suite Allen built himself — so you don't just learn the concepts. You apply them immediately, to your own numbers, from day one.
You'll learn how to build a budget that actually reflects your life, tackle debt with a real strategy, strengthen your credit, grow your savings, and take your first steps toward investing — all in plain language, at your own pace.
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What You'll Learn
Your complete financial foundation — module by module.
Budgeting That Actually Works
Build a monthly system that reflects your real life — not a rigid template you'll abandon in a week.
Debt Management Strategy
Map your debt, prioritize payoff, and stop paying more interest than you have to.
Credit Building Fundamentals
Understand how credit works, how it's scored, and how to make it work in your favor.
Savings Systems & Emergency Funds
Create the financial cushion that protects everything else you're building.
Introduction to Investing
Demystify investing with plain-language explanations and practical first steps anyone can take.
The Money Order Included
All 8 calculators — apply every lesson immediately to your own real numbers.
Learning program contents
Allen C. Cheaves
Allen C. Cheaves founded Extra Credit Financial Solutions in 2011 after recognizing a pattern playing out in schools, households, and communities everywhere — people weren't struggling financially because they lacked ambition. They were struggling because no one had ever taught them how money works. That realization became his mission.
In the years since, he has educated nearly 100,000 individuals, spoken at the United Nations, served as a Mayor-appointed Commissioner on the DC Financial Literacy Council, and earned national recognition including a feature in USA Today and the CBE designation.
In the years since, he has educated nearly 100,000 individuals, spoken at the United Nations, served as a Mayor-appointed Commissioner on the DC Financial Literacy Council, and earned national recognition including a feature in USA Today and the CBE designation.
Write your awesome label here.
Your financial foundation
starts here.
Enroll in The Financial Blueprint and get instant access to all five modules, The Money Order calculator suite, and the complete framework Allen has used to educate thousands.