Educating People.
Changing Lives.
Clarity Today, Confidence Tomorrow
For over a decade, Allen C. Cheaves and Extra Credit Financial Solutions LLC have been on a singular mission —
to make financial literacy accessible to every person, in every community, at every stage of life.
Meet the Founder
Meet Allen C. Cheaves
Allen didn't set out to build an organization. He set out to solve a problem — one that he saw playing out in schools, in households, and in communities across the country. People weren't struggling financially because they lacked ambition or discipline. They were struggling because no one had ever given them the tools to understand money in the first place.
That belief became the foundation of Extra Credit Financial Solutions, LLC, which Allen founded in 2011.
In the years since, Allen has educated more than 100,000 individuals, spoken at the United Nations, served as a Mayor-appointed Commissioner on the DC Financial Literacy Council, and earned national recognition including a feature in USA Today and the CBE designation. His conviction remains the same: financial knowledge isn't a privilege. It's a right — and he's committed to making it available to anyone willing to learn.
That belief became the foundation of Extra Credit Financial Solutions, LLC, which Allen founded in 2011.
In the years since, Allen has educated more than 100,000 individuals, spoken at the United Nations, served as a Mayor-appointed Commissioner on the DC Financial Literacy Council, and earned national recognition including a feature in USA Today and the CBE designation. His conviction remains the same: financial knowledge isn't a privilege. It's a right — and he's committed to making it available to anyone willing to learn.
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The ECFS Journey
2018 to 2024
DC Financial Literacy Council
2011 - Present
100,000+ Individuals Educated
What drives everything we do.
ECFS was built on a simple but powerful belief: that access to quality financial education changes more than bank accounts but lives. The confidence that comes from understanding your money resonates with every area of a person's world.
Clarity
Complexity is the enemy of action. Everything ECFS teaches is designed to be understood, remembered, and applied — not just heard.
Accessibility
Financial education should not be reserved for those who can already afford good advice. ECFS meets people where they are — in their schools, their communities, and now online.
Impact
Education without application is just information. ECFS is committed to tools, frameworks, and strategies that create real, measurable change in people's financial lives.
Learn Financial Literacy Your Way Today
ECFS in Action
Built for individuals.
Trusted by institutions.
Most people don't have a money problem. They have a knowledge problem.
No jargon. Just a clear, step-by-step system.
- Benjamin Franklin
Our Impact
Real Results from Real People
In reading the testimonials from our students, I am proud of the results that were achieved. Students were actively involved in the learning activities and receptive to the information as it was presented to them.
Allen was extremely prepared and spent considerable time with me before the actual presentation to do a dry run to ensure the presentations’ information was in line with pre-discussed expectations. Additionally, ECFS also employed a variety of teaching techniques (i.e., lecture, polls, open-end questions, etc.) to draw our students in.
Your financial future
starts with one decision.
Enroll in The Financial Blueprint and get access to the complete system Allen has used to educate thousands — or book a free 15-minute call to find out how ECFS can serve your organization.
