Lesson series

Financial literacy that actually changes lives.

Self-paced courses and professional-grade tools built by Allen C. Cheaves — a nationally recognized financial educator who has taught money management to nearly 100,000 people. Learn at your pace. Apply immediately. Build your foundation for good.
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Learners educated in-person and online

Years empowering communities, business and individuals

Powerful tools designed to take the guesswork out of money management.

Learning programs

Every course in the ECFS library is built around one goal — to move you from confusion to clarity, and from understanding to action. No jargon. No fluff. Just practical financial education that works in real life.

One educator.
One mission.
Over 100K people reached.

Extra Credit Financial Solutions was founded by Allen C. Cheaves in 2011 with a single conviction — that people don't struggle financially because they lack discipline, but because no one ever taught them how money works.

Allen has spent over 15 years closing that gap, one person, one community, and one classroom at a time. His work has taken him from local schools to the United Nations — and now directly to you.
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A Growing Community

Thousands of people taking control of their finances.

From individuals finally breaking the paycheck-to-paycheck cycle to couples discovering their savings were working against them — ECFS students come from every background and walk away with the same thing: clarity, a plan, and the confidence to execute it.
"Allen has a gift for breaking down financial concepts that used to feel completely out of reach. After going through his material, I finally feel like I understand my own money."

ECFS Student

"The Money Order calculator alone changed how I look at my finances. Seeing everything in one place — budget, savings, investments — was a total game changer."

Financial Blueprint Student

"We brought Allen in to work with our community members and the response was overwhelmingly positive. He meets people where they are — no judgment, just clarity."

Executive Director, Community Organization Partner

Ready to Start?

Your financial foundation
starts here.

Enroll in The Financial Blueprint today and get instant access to every video module, The Money Order calculator suite, and the complete framework Allen has used to educate thousands.