Learn It. Apply It.
Everything you need to build a real financial foundation — a complete video course and a powerful calculator suite, built by a nationally recognized financial educator with over a decade of real-world teaching experience.
What We Offer
Two tools. One complete financial system.
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The Financial Blueprint
A complete self-paced video course covering budgeting, debt, credit, savings, and investing — with The Money Order calculator suite included.
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The Money Order
ECFS's signature Excel calculator suite — 8 integrated tools for budgeting, savings, debt payoff, credit cards, net worth, and more. Available separately or included with the course.
The Flagship Course
The Financial Blueprint
Most people weren't taught how money actually works — not in school, not at home. The Financial Blueprint closes that gap.
This is a self-paced video course built by Allen C. Cheaves, a nationally recognized financial educator who has taught these exact strategies to over 100,000 people in-person and online.
Every module moves you from understanding to action — with no jargon, no overwhelm, and no prior financial knowledge required.
What You'll Cover
This is a self-paced video course built by Allen C. Cheaves, a nationally recognized financial educator who has taught these exact strategies to over 100,000 people in-person and online.
Every module moves you from understanding to action — with no jargon, no overwhelm, and no prior financial knowledge required.
What You'll Cover
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The Calculator Suite
The Money Order
The Money Order is ECFS's signature Excel-based calculator suite — eight integrated tools designed to take the guesswork out of money management. Allen built it himself and has been refining it for years based on the real questions and real struggles of the people he's taught.
It's not just a spreadsheet. It's a financial command center. Every calculator works together so you always know exactly where you stand — your budget, your debt payoff timeline, your savings goals, your net worth, all in one place.
The Money Order is included with The Financial Blueprint at no extra cost — but it's also available to purchase on its own, or piece by piece, for those who want specific tools without the full course.
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Learning programs
Learners educated in-person and online
Years empowering communities, business and individuals
Powerful tools designed to take the guesswork out of money management.
One educator.
One mission.
Over 100K people reached.
Extra Credit Financial Solutions was founded by Allen C. Cheaves in 2011 with a single conviction — that people don't struggle financially because they lack discipline, but because no one ever taught them how money works.
Allen has spent over 15 years closing that gap, one person, one community, and one classroom at a time. His work has taken him from local schools to the United Nations — and now directly to you.
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A Growing Community
Your financial futurestarts with one decision.
"Allen has a gift for breaking down financial concepts that used to feel completely out of reach. After going through his material, I finally feel like I understand my own money."
ECFS Student
"The Money Order calculator alone changed how I look at my finances. Seeing everything in one place — budget, savings, investments — was a total game changer."
Financial Blueprint Student
"We brought Allen in to work with our community members and the response was overwhelmingly positive. He meets people where they are — no judgment, just clarity."
Executive Director, Community Organization Partner
Your financial foundation
starts here.
Enroll in The Financial Blueprint today and get instant access to every video module, The Money Order calculator suite, and the complete framework Allen has used to educate thousands.
