Every area of your personal finances. Finally in one place.

The Money Order

An 8-in-1 Excel calculator suite built by Allen C. Cheaves — a financial educator who has taught money management to nearly 100,000 people. One file. Every area of your personal finances. Finally in one place.

Learn the basics at your own pace

  • 100,000+ People Educated
  • 8 Integrated Calculators
  • One-Time Purchase
How to Use It

Open it. Enter your numbers.
See your financial life clearly.

Download & Open

You'll receive The Money Order as an Excel file immediately after purchase. Open it in Microsoft Excel or upload it to Google Sheets — no special software required.

Enter Your Real Numbers

Work through each calculator by entering your actual income, expenses, debts, and savings goals. The file handles all the math — you just provide the numbers.

See Your Complete Picture

The Summary Report pulls everything together in one view. From there, you'll know exactly where you stand financially — and exactly what to do next.

Eight calculators. One file.

Every area of your personal finances — budgeted, tracked, and projected — all working together in one integrated Excel file. Here's exactly what you get.

Budget Calculator

Build a clear, honest monthly picture of income vs. expenses. Know exactly where every dollar is going and where you can create more margin.

Emergency Fund

Calculate your personal emergency fund target based on your actual expenses — then track your progress toward a fully funded financial safety net.

Savings Tracker

Set specific savings goals and see the exact monthly contribution and timeline needed to reach each one.

Credit Card Payoff

Map a strategic payoff plan across your credit cards and see exactly how much interest you'll save by acting now instead of later.

Vehicle Payoff

Stay on top of your auto loan, model the impact of extra payments, and see how quickly you can pay it off on your own terms.

Investment Growth

Project how your money grows over time with consistent contributions. See the real cost of waiting — and the real power of starting now.

Net Worth

Get a complete real-time snapshot of your financial position — total assets minus total liabilities, all clearly calculated in one place.

Summary Report

One consolidated dashboard that pulls everything together — your complete financial health picture, always visible and always current.
Empty space, drag to resize
All eight calculators are integrated in a single Excel file — built to work together so your complete financial picture is always in one place. Compatible with Microsoft Excel and Google Sheets.
Who This Is For

For anyone who wants to stop guessing and start knowing.

You feel like money just disappears

The Budget Calculator shows you exactly where it's going — and where you can immediately start creating more breathing room.

You have debt but no real payoff plan

The Credit Card Payoff and Vehicle Payoff calculators turn a vague, overwhelming problem into a specific, actionable timeline.

You're saving but not sure if it's enough

The Savings Tracker and Emergency Fund calculator show you exactly what "enough" looks like — in your numbers, for your life.

You want the full financial picture

The Net Worth calculator and Summary Report give you one honest, complete view of where you actually stand — no more guessing.
Pricing

Get The Money Order.

Calculator Suite Only

The Money Order

$397
One-time purchase · Instant download · Excel file
Empty space, drag to resize
The complete 8-in-1 Excel calculator suite — every tool you need to track, manage, and project your personal finances in one file.
  • All 8 integrated calculators in one Excel file
  • Budget, emergency fund, savings, credit card payoff, vehicle payoff, investment growth, net worth & summary report
  • Compatible with Microsoft Excel & Google Sheets
  • Lifetime access — one-time purchase, no subscription
  • Lifetime access — one-time purchase, no subscriptionaBuilt and refined by Allen C. Cheaves
Course + Calculator Suite

The Financial Blueprint

$697
One-time · The Money Order included at no extra cost
Empty space, drag to resize
The complete course plus The Money Order included — get the knowledge and the tools together for only $300 more than the calculator alone.
  • Everything in The Money Order — included free
  • Self-paced video modules with Allen C. Cheaves
  • Budgeting, debt strategy, credit, savings & investing
  • The knowledge to use every calculator with full confidence
  • Lifetime access to all course materials
  • Learn on any device, at your pace
1:1 Finance Session + Course + Calculator Suite

Golden plan

$597/mo. for 6 mo.
Empty space, drag to resize
Online learning and training have become an essential part of our society. LearnWorlds is one of the top platforms to create and sell online courses.
  • No transaction fees
  • 20 admins / instructors
  • Bulk student upload
Guaranteed Security using one of the most advanced encrypted systems on the market.
The information in this page is being processed and encrypted securely using industry-leading encryption and fraud prevention tools.
Not sure which is right for you? 

Book a call with Allen and he'll help you figure out the best path forward.

We will help you unlock your inner potential so you can excel in your professional field.
Write your awesome label here.
Common Questions

Questions about The Money Order.

What format is The Money Order?

The Money Order is delivered as an Excel (.xlsx) file. It is fully compatible with Microsoft Excel on both Windows and Mac, and can also be uploaded and used in Google Sheets at no additional cost.

Do I need any financial knowledge to use it?

No. The Money Order was built for real people — not accountants or finance professionals. Each calculator is clearly labeled and you simply enter your real numbers. The file handles all the math. If you want a deeper understanding of the concepts behind each tool, The Financial Blueprint course walks you through everything step by step.

Is this a subscription or a one-time purchase?

One-time purchase. You pay once and the file is yours to keep forever. There are no monthly fees, no renewals, and no expiration on your access.

What's the difference between buying TMO alone vs. The Financial Blueprint?

The Money Order gives you the tool — all 8 calculators in one Excel file. The Financial Blueprint gives you the tool plus the complete educational framework: five self-paced video modules where Allen walks you through budgeting, debt management, credit building, savings, and investing. For $300 more than the calculator suite alone, The Financial Blueprint is the significantly better value for most people.

Can I share it with my spouse or partner?

Yes — household use is perfectly fine. The Money Order is designed to be used by individuals and couples managing their finances together. For organizational or institutional use at scale, please reach out through the contact page.

How do I receive it after purchase?

You'll receive an email with a download link immediately after your purchase is confirmed. The file is delivered digitally — there's nothing to wait for and nothing to ship.
Ready to See Your Numbers?

Stop guessing.
Start knowing.

Get The Money Order and see your complete financial picture clearly — or get even more value with The Financial Blueprint, which includes the full calculator suite plus the course that teaches you exactly how to use every tool.