Financial Clarity Experience

The Numbers Don't Lie.

Allen doesn't just teach financial literacy — he sits down with real people, looks at their real numbers, and helps them make decisions that change their financial trajectory. 
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What is the Financial Clarity Experience

  • Our financial clarity experience is more than advice. 

    ✦ Know exactly where your money is going 
    ✦ Get a clear, prioritized plan — not generic advice
    ✦ Stop leaving money on the table with underperforming accounts
    ✦ Build a debt payoff strategy that actually makes sense for your situation
    ✦ Walk away with confidence, not just information
    Most people have a rough sense of their finances. They know they have debt. They know they should be saving more. They know something isn't working. What they don't have is someone sitting across from them, looking at the real numbers, and telling them the truth — clearly, specifically, and without judgment.

    Allen's financial experience are structured, in-depth engagements — not a one-time call. Over 6, 12, or a custom number of months, Allen works directly with you to assess your complete financial picture, identify what's costing you money, and build a clear action plan to move you forward. 

Get in Touch

Come prepared to talk honestly about where you are financially — no judgment, no pressure.

How the Clarity Process Works

—

1

Full Financial Intake

Allen reviews your income, expenses, debt, savings, credit, and investments — your complete picture, nothing left out.
2

Gap & Opportunity Analysis

Using The Money Order and his 15+ years of experience, Allen identifies what's costing you, what's underperforming, and where the real opportunities are.
3

Custom Action Plan

A clear, prioritized roadmap built specifically for your situation — not generic advice, not templates. Yours.
4

Ongoing Review & Accountability

Regular check-ins throughout your engagement to track progress, adjust the plan, and keep you moving forward.
5

Tools & Resources

Regular check-ins throughout your engagement to track progress, adjust the plan, and keep you moving forward.
Client Results

Take look at the numbers.

These are real outcomes from real people Allen has worked with. Names and identifying details are kept private — but the numbers are real.
"We would like to thank Allen for his professionalism and knowledge. We didn't even know we could make money just by switching accounts. "

Jack & Martha

"I was swamped with credit card debt. Allen created a pay down strategy for me. I was able to clear most of my debts in 17 months instead of 7 years doing the minimum payment!"

Helen Red

Case Study - Jack & Martha

This couple made $7,000+ — just by moving money a better account.

Results: Savings Increased (keep more of your money)

Situation: Couple with existing savings
Core Issue: Savings sitting in a low-yield account
Engagement: 1:1 Financial Clarity

The Situation

 Money not being put to work

This couple had done something right — they had savings. But their money was sitting in a basic savings account earning almost nothing. They weren't losing money. They just weren't making nearly what they could be. They didn't know what a High Yield Savings Account was, or that their bank was essentially holding their money for free while they earned fractions of a percent in return.

What Allen Found — And What Changed

Allen identified that their savings were sitting in a standard account earning far below what was available in the market. By moving their existing savings to a High Yield Savings Account — no new money added, no risk taken — they unlocked 3–4% annual returns on funds they already had. The result was over $7,000 in additional earnings they would have otherwise left on the table.
  • Identified the highest-interest balances that were quietly compounding the most damage
  • Built a prioritized payoff plan that targeted high-interest debt first, saving significantly on total interest paid
  • Gave the client a clear monthly action plan — not guesswork, actual numbers to hit each month
  • Shifted the client from anxiety and avoidance to clarity and forward motion

 Work With Allen

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Case Study - Helen Red

Helen went from drowning in high-interest debt to a clear payoff plan.

Debt Payoff Strategy | Payoff Plan Created

Situation: Individual client
Core Issue: High-interest credit card debt
Engagement: 1:1 Financial Assessment

The Situation

High Interest Debt

This client came to Allen carrying credit card debt across multiple accounts — but had no real visibility into which balances were costing them the most. Like many people, they were making minimum payments and hoping for the best. They knew they had a debt problem. They didn't know how bad it was — or where to start fixing it.


What Allen Found — And What Changed

Allen worked through the client's full debt picture using The Money Order, identifying which cards carried the highest interest rates and calculating exactly how much those rates were costing them every month. Once the client could see the real numbers, the path forward became obvious.
  • Identified the highest-interest balances that were quietly compounding the most damage
  • Built a prioritized payoff plan that targeted high-interest debt first, saving significantly on total interest paid
  • Gave the client a clear monthly action plan — not guesswork, actual numbers to hit each month
  • Shifted the client from anxiety and avoidance to clarity and forward motion

 Work With Allen

Why Allen Sees What Others Miss

He didn't just study the tools. He built them.

"Sometimes the most powerful thing I can do is show someone exactly what their money is doing — and what it could be doing instead." — Allen C. Cheaves
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Allen's ability to identify financial gaps and opportunities quickly isn't just experience — it's the product of building The Money Order from the ground up. When you create an 8-calculator financial system from scratch and spend years refining it with real clients, you develop a different kind of financial eye.

He has sat with the numbers — thousands of times, with hundreds of people — and he knows exactly where money hides, where it leaks, and where it could be working harder. That's what you get in a 1:1 financial assessment with Allen.
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Creator of The Money Order

An 8-calculator Excel suite built and refined over years of real financial education work

15+ years of financial education

teaching budgeting, debt, credit, savings, and investing to over 100,000 people

Speaker at the UN and Featured in USA Today 

Recognized nationally for expertise and impact in financial education

No judgment, just clarity

Allen meets every client exactly where they are and focuses entirely on what moves them forward
Scope of Assessment

Every area of your financial life — reviewed.

Income & Budget

Where is your money going every month? Allen builds a clear picture of income vs. expenses and finds where margin can be created.

Debt & Interest

Which debts are costing you the most? Allen identifies high-interest balances and builds a strategic payoff plan.

Savings & Accounts

Is your money working for you? Allen reviews where your savings are held and whether you're earning what you should be.

Credit Profile

What is your credit doing — and what could it be doing? Allen reviews your credit position and identifies opportunities to strengthen it.

Emergency Fund

Do you have a real financial cushion? Allen calculates your target and builds a plan to get you there.

Investments & Growth

Are you positioned for long-term financial growth? Allen reviews your current approach and introduces options appropriate for your stage.
Work with Allen 1:1

Choose your engagement.

Three tiers designed for different levels of depth, commitment, and transformation. All engagements include direct access to Allen, The Money Order, and a custom action plan built around your specific situation.
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6-Month Financial Clarity

A focused, half-year engagement to identify your biggest financial gaps, build a clear action plan, and start executing on it with Allen's direct support.
Starts as low as $697/mo. for 6 mo.
  • Full financial intake & gap analysis
  • Monthly 1:1 review sessions with Allen
  • Full access to The Money Order (TMO) suite
  • 6 Money Moves eBook Included
  • Email support throughout engagement
Most Popular

12-Month Financial Clarity

A full-year engagement for deeper transformation — more sessions, more accountability, and the time needed to see real, lasting change across every area of your financial life.
Starts as low as $597/mo. for 12 mo.
Everything in the 6-Month plan plus:
  • Quarterly full financial reassessment
  • Adjustable action plan as life changes
  • End-of-year financial summary report
  • Priority email & message support

Custom Engagement

For individuals, couples, or families with unique situations — or organizations looking to offer Allen's assessment services to their employees or members at scale.
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  • Scope and timeline built around your needs
  • Available for couples and families
  • Group or organizational engagements available
  • Session frequency customized to your goals
  • Full Money Order suite + course included
  • Fully tailored deliverables and reporting
Ready to See What's Possible?

One conversation can change
your entire financial picture.

You don't need to have it all figured out before you reach out. You just need to be ready to look at the numbers honestly — Allen will take it from there.