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You Already Know Better.
Most people make the same six financial mistakes — not because they're careless or undisciplined, but because nobody ever showed them what to do instead. This guide is my attempt to change that.
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People Educated In-person and Online
Years Teaching
Calculator Tools
Course Lessons
Learning programs
Most people were never taught
how money actually works.
Without a clear budgeting system, money disappears faster than it arrives — no matter how much you earn.
Living paycheck to paycheck
Credit cards, loans, and interest charges pile up when you don't have a strategy for paying them down.
Buried in debt with no plan
One unexpected expense shouldn't derail your entire financial life — but without an emergency fund, it does.
No savings safety net
Most people believe investing is only for the wealthy. The truth is, anyone can start — you just need the right framework.
Investing feels out of reach
Awesome features and agile usability for online education.
The Money Order (TMO)
Budget Calculator
Build a clear monthly picture of income vs. expenses.
Emergency Fund
Calculate your target and track progress toward your safety net.
Savings Tracker
Set goals and see exactly how long it takes to reach them.
Credit Card Payoff
Map a payoff strategy and see how much interest you save.
Vehicle Payoff
Stay on top of your auto loan and accelerate payoff your way.
Investment Growth
Project how your money grows with consistent contributions over time.
Net Worth
Get a real-time snapshot of your total financial picture.
Summary Report
One consolidated view of your entire financial health.
Allen didn't buy this. He built it.
The Money Order has been revised and refined over years of live financial education — shaped by the real questions and real struggles of the people Allen has taught. It's the same tool he uses in his workshops and training sessions, now available directly to you as part of The Financial Blueprint.
Allen C. Cheaves
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Real Results from Real People
#Allen is very knowledgeable. | #Easy to use calculators | #This course be in every school.
Allen presented complex subjects in a skillful manner that fostered deep learning for our students. Our students were clearly engaged, and your message was well-received. The presentation was outstanding! They were impressed by your advice and honesty on how you overcame past challenges on the road to financial success.
In reading the testimonials from our students, I am proud of the results that were achieved. Students were actively involved in the learning activities and receptive to the information as it was presented to them.
This is attributable to the dedication and creativity you provided while engaging students and finding solutions to unforeseen technical obstacles that emerged along the way.
This is attributable to the dedication and creativity you provided while engaging students and finding solutions to unforeseen technical obstacles that emerged along the way.
Mr. Cheaves is an amazing educator that delivers important messages about money that connect with youth. Extra Credit Financial Solutions is more than financial literacy programming and our students were satisfied and empowered to build positive finance relationships. We can’t wait to bring ECFS back to impact Harlem and NYC again. Thank you for all you do!
Your next financial chapter
starts here.
Enroll in The Financial Blueprint today and get instant access to every video module, The Money Order calculator suite, and the complete framework Allen has used to transform the financial lives of thousands.
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Questions? Book a 15-minute call with Allen before you commit.