Continuing Learner Engagement

View fullsize 💸 A Real Client Story: “I Didn’t Even Know They Were Charging Me…” 💳 Last week, a client came to me frustrated because her checking account balance kept coming up short. After reviewing her statements together, we discover
View fullsize 💡 Money Lesson: It’s Not a Good Deal if You Don’t Need It. We’ve all been there. You see the sign: “50% OFF!” or “Limited Time Offer!” and your brain says, “I’d be crazy not to buy this.”
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View fullsize 💰 Ever notice how debt is everywhere - and always for sale? Want to start a business? Debt. Want the newest car but can’t afford to buy it outright? Debt. Want to educate yourself? Debt. Want to house your family? You guessed it: debt. &quot
View fullsize 🔒 PLEASE WATCH and Stay Vigilant! It’s the season when scammers get creative. Protect yourself and your finances by always double-checking. If tap is available, always tap before inserting your debit/ credit card. https://youtube.com/shorts/
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View fullsize 💥 Setbacks Are Setups for Your Comeback 💥 In February 2025, I was laid off from my job due to a change in administration. After years of dedication, it was easy to feel discouraged - but instead of wallowing in self-pity, I saw it as an opportunit
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View fullsize 💡Why Your Net Worth Matters (More Than You Think) Your net worth isn’t just a number - it’s your financial snapshot. It tells the truth about where you stand financially, not just how much you make. A high income means little if there&
View fullsize 💡 Frugality Isn’t a Bad Thing — It’s a Superpower 💪🏾 Somewhere along the way, society made “frugal” sound like “cheap.” But here’s the truth — frugality isn’t about deprivation, it&rsquo
View fullsize Unemployed… but her net worth grew. One of ECFS' past class participants was laid off and hasn’t worked since the start of the year - yet her net worth increased. Here’s how: ✅ Her retirement accounts grew through consistent cont
View fullsize Growing Wealth Is Boring - and That’s the Point. Most people think wealth building is about excitement - chasing the next big investment, timing the market, or discovering a secret strategy. But in reality? Growing wealth is boring. It’
View fullsize “Health Is Wealth 💪🏽💰” This weekend, a good friend and I completed a 10+ mile walk. Not for a medal but for us. Here’s the truth: You can’t build financial wealth if you’re running on empty. Health and wealth go han
View fullsize Why Owning an Older Car Can Be a Smart Money Move 🚗 Let’s be honest: you don’t need a shiny ride to impress anyone. What you do need is something reliable that keeps your wallet happy. Owning an older vehicle can be a win for your finan
View fullsize Planned or Forced Obsolescence? 🤔 A colleague of mine who manages Type 1 diabetes uses a continuous glucose monitor (GCM) connected to her smartphone - a device she’s relied on for years without issue. Recently, she received an email from the
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View fullsize 🚨 Government Shutdown: How to Respond Financially 🚨 With the government shutdown underway, many individuals and families may be feeling the strain of financial uncertainty. While we can’t control the timing or outcome of these events, we can
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Extra Credit: My Money Journey

Written By Allen C. Cheaves

With foreword by Professor James Pearsall III, University of The District Of Columbia

Use Financial Literacy Educator Allen Cheaves’ financial journey as a guide/ motivation in your own financial awakening. Join the waiting list to preorder this anticipated story in e-book, paperback, or autographed hardback. Coming Spring 2023.

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